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Personal Investments • Re: QCD's at 70 ½ before RMD's begin

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I am not old enough, but I help my parents with their accounts.

When you take a tIRA distribution when you are old enough, Vanguard will offer you the option to send you a check payable to a charity. The check will be written to the charity C/O you at your address. You send that on to the charity. My parents write a note asking the charity to please send them a receipt, etc.

The 1099 will not note that the QCD is tax exempt because Vanguard does not vet the charities. But you will have all the info you need for your taxes.

Statistics: Posted by Uniballer — Tue Nov 05, 2024 11:26 am



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